Farmers National Bank

Regular Checking
There is NO CHARGE for an active regular checking account regardless of your balance or the number of checks you write.

NOW Account
NO CHARGE if a balance of $1,500 is maintained during the statement cycle.

A $5 fee will be charged to your account if the balance drops below $1,500 any day during a statement cycle.

Money Market Account
NO CHARGE if a balance of $2,500 is maintained during the statement cycle.

A $5 fee will be charged to your account if the balance drops below $2,500 any day during a statement cycle.

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Fees Effective January 15, 2014
Account Inquiry	No Charge
Transaction History Printout	No Charge
Telephone Transfer	No Charge
Automatic Transfer of Funds between Accounts	No Charge
Deposited Check Returned	No Charge
Money Order (per check)	$2.00
Cashier's Check (per check)	$3.00
Incoming Wire Transfer	$5.00
Outgoing Wire Transfer	$15.00
Account Research (per hour)	$25.00
Copy of Statements or Checks from Microfilm (per item)	$5.00
Copy of Image Statement including checks (per statement)	$2.00
Re-issue Debit Card Pin	$5.00
Re-issue Damaged or Cracked Debit Card	$10.00
Re-issue Lost or Stolen Debit Card	$20.00
Stop Payment Order (per request)	$5.00
Escrow Contract Setup Fee	$100.00
Escrow Contract Payment Fee (per payment)	$5.00
IRA Closed within 18 Months of Opening	$25.00
Garnishment Fee	$15.00
Fax Service each additional page $0.50	$1.00
Overdraft Charge (item paid) transactions created by paper checks, electronic checks, ACH debits and any other debits authorized by you	$15.00
Return Check Charge (item returned unpaid) transactions created by paper checks, electronic checks, ACH debits and any other debits authorized by you	$15.00
Inactive Account Fee - Checking an account with no activity for 1 year and a balance below $100.00 will be charged $5.00 per month. **To avoid this fee, maintain an account balance of $100.00
Inactive Account Fee - Saving an account with no activity for 2 years and a balance below $100.00 will be charged $5.00 per quarter. **To avoid this fee, maintain an account balance of $100.00
Safe Deposit Box annual rental fee based on box size
Check Printing fee based on check design

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