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CERTIFICATES OF DEPOSIT
Rates Effective as of April 9, 2010
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|
Term
|
Minimum Deposit
|
Interest Rate
|
APY*
|
|
3 Month
|
$500
|
1.00%
|
1.00%
|
|
6 Month
|
$500
|
1.25%
|
1.25%
|
|
12 Month
|
$500
|
1.50%
|
1.51%
|
|
18 Month
|
$500
|
1.75%
|
1.76%
|
|
24 Month
|
$500
|
2.00%
|
2.01%
|
|
30 Month
|
$500
|
2.25%
|
2.26%
|
|
36 Month
|
$500
|
2.35%
|
2.36%
|
|
48 Month
|
$500
|
2.50%
|
2.52%
|
|
IRA (12 Month)
|
$25
|
1.50%
|
1.51%
|
*Annual Percentage Yield
Substantial penalty for early withdrawal.
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OTHER INTEREST BEARING ACCOUNTS
Rates Effective as of March 4, 2010
|
|
Account Type
|
Minimum Deposit
|
Interest Rate
|
APY*
|
|
NOW Account
|
$1,500
|
0.20%
|
0.20%
|
|
Money Market
|
$2,500
|
0.25%
|
0.25%
|
|
Passbook Savings
|
None
|
0.75%
|
0.75%
|
|
Christmas Club Savings
|
None
|
0.75%
|
0.75%
|
|
Bee A Saver
|
None
|
0.75%
|
0.75%
|
*Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the account.
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